The BizwalletVendor is a mobile application to process credit and debit card payments for the items sold by the merchant to the client. The mobile application can scan a credit or debit card captured by camera from the mobile device, or by manually entering card details. The BizwalletVendor app can also be used to scan the encrypted QR code from a Bizwallet client app to make purchases. The transactions details of the payments processed can be viewed on the BizwalletVendor app in the mobile device.